Regain Financial Control With Chapter 13 Bankruptcy
Unlike Chapter 7, Chapter 13 bankruptcy is a repayment or reorganization of debt. If you have a steady stream of income, have not filed a Chapter 13 in the last two years or a Chapter 7 in the last four, you may wish to consider a Chapter 13 bankruptcy. Chapter 13 will give you time to reorganize your finances, while protecting you from wage garnishments, creditor harassment and other collections actions. Depending on your income and assets, you may only be required to pay a small percentage of the debt you owe to credit card companies and other unsecured creditors.
A Chapter 13 bankruptcy sets up a repayment plan over a period of 3 to 5 years and may include past due mortgage payments, car payments and tax debts. The length of the repayment plan is fact specific and should be discussed with an attorney. In most Chapter 13 bankruptcy actions the debtor pays the trustee their disposable income and the trustee distributes payments to the creditors.
At Roberts Stoffel Family Law Group, our attorneys have focused solely on helping families in Las Vegas get a fresh start through the bankruptcy process. We pride ourselves with providing clients with the knowledge and experience necessary to help during this difficult time. Unlike most bankruptcy law firms where the clients have little to no contact with their bankruptcy attorney, Roberts Stoffel Family Law Group will provide clients with the one-on-one attention they deserve and have come to expect from the firm. Call or contact us today for a free consultation and find out for yourself.
Chapter 13 Fees Include:
- Initial meeting (Discuss Options)
- Filing Fees
- Second meeting (Paperwork)
- Representation at 341 meeting
- Representation through bankruptcy
- Post discharge follow up meeting